Bachelor's degree in accounting or finance or other related field MBA, CPA, CFA or related certifications preferred. 7-10 years relevant experience in credit risk review, credit risk or a relevant specialty. Credit officer experience and track-record of holding material individual credit authority is preferred. Experience in a major financial institution is preferred, primarily in the US, but international experience may also add value. Completion of a credit training program preferred. Additional core skill requirements include in depth credit analysis and knowledge of various lending portfolios. Thorough knowledge of various lending products. Specific areas of technical expertise preferred are: (1) Private Banking lending products and practices, (2) real estate lending, (3) financial institutions and (4) counterparty credit risk. Confidence, strong negotiation, oral and written communication skills. Pragmatic and commercial approach. Ability to work collaboratively and productively with various internal and external stakeholders.