Job Description
Provide strong risk governance, robust and balanced 2nd line challenge process for non-retail credit portfolios and to ensure business development within acceptable credit appetite and portfolio metrics.
Job Responsibilities
- Provide recommendations for improving end-to-end credit process including guidance to business units through sharing sessions and transaction structuring alternatives to balance client and risk management requirements.
- Provide independent credit evaluation and/ or credit approval of facilities and make sound recommendations to improve asset quality while supporting business growth of the Bank. Exercise credit approval per JAL 3 (for SCM)
- Participate in various working groups / committees at Bank / industry / regulatory levels
Job Skills
- Teamwork
- Collaboration
- Critical Thinking
Job Requirements
- Bachelor's degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.
- Minimum 15 years of relevant credit evaluation & approval experience
- Well versed in credit analysis and financial modelling
- Extensive experience in the corporate/commercial credit space, with a strong emphasis on term lending, trade / working capital financing and derivative products.
- Knowledge of credit underwriting best practices and compliance/regulatory issues.
