HNW Principal Underwriter, Life Operations

About FWD Group

FWD Group (1828.HK) is a pan-Asian life and health insurance business that serves approximately 34 million customers across 10 markets, including BRI Life in Indonesia. FWD's customer-led and tech-enabled approach aims to deliver innovative propositions, easy-to-understand products and a simpler insurance experience. Established in 2013, the company operates in some of the fastest-growing insurance markets in the world with a vision of changing the way people feel about insurance. FWD Group is listed on the main board of the Hong Kong Stock Exchange under the stock code 1828.

For more information, please visit

For more information about FWD Hong Kong, please visit.

The Job

• Support company HNW business

• Be responsible for underwriting high sum assured cases

• Liaise and strive for best offer from reinsurer on high sum assured cases

• Work with other departments in different projects, including product development

• Establish underwriting rules and guidelines following the company policy and product specification

• Review and create underwriting practices and guidelines which demonstrate improved effectiveness in underwriting

• Play a key supporting role in monitoring and ensuring the alignment and quality of the underwriting practice and decision

• Coach and offer guidance to underwriters. Provide credit decisions and recommendations for complex cases

• Provide training to sales partners and team members

• Handle enquires from peers, sales partners and other departments

The Person

• University graduate or above, with professional qualifications such as FLMI, ALU etc.

• Minimum 10 years relevant experience in underwriting and new business processing of Life and Health products, including HNW product, of which 5 years or more at management level

• Technical:An expert in underwriting assessment and risk management with sound knowledge in underwriting high sum assured cases. Experience in product development will be an advantage.

• Quality Decisions: Application of experience and knowledge to quickly assess a situation and make quality decisions.HNW UW authority at USD 10M above is preferred

• Business Knowledge: Acquires and applies knowledge in pursuit of competitiveness. Understands key business drivers and the competitor environment.

• Communication and Influencing Skills: Ability to clearly articulate ideas and solutions. Ability to gain support and inspire others.

• Problem solving:Ability to prioritize issues, assess problem and seek timely solution.Have strong communication skill and negotiation skill with Reinsurer

We offer 5-day work, 20-22 days annual leaves, excellent learning & development opportunities and an attractive package to the right candidate.

Information collected will be treated in strict confidence and used solely for recruitment purpose. The company will retain all applications no longer than 24 months of which will be destroyed thereafter. When there are vacancies in any of our subsidiaries, holding companies, associated or affiliated companies of, or companies controlled by, or under common control with the Company during that period, we may transfer your application to them for consideration of employment. We are an equal opportunity employer. We do not discriminate on the basis of race, sex, disability or family status in employment process.