Job Title Finance Accountant / Finance Manager (Trade Finance & Full Sets)
Job Scope & Key Responsibilities
- Full Set Accounting & Closing
- Handle full sets of accounts (AP, AR, GL, Inventory, Fixed Assets, Bank Reconciliation).
- 负责全套账目处理(应付账款、应收账款、总账、存货、固定资产及银行对账)。
- Manage month-end, quarter-end, and year-end financial closing processes accurately and on time.
- 准确按时地管理月度、季度和年度财务结账流程。
- Prepare financial statements (Profit & Loss, Balance Sheet, Cash Flow) in compliance with Singapore Financial Reporting Standards (SFRS).
- 严格按照新加坡财务报告准则(SFRS)编制财务报表(损益表、资产负债表、现金流量表)。
- Letter of Credit (LC) & Trade Finance Operations
- Thoroughly review, vet, and negotiate Import/Export LC terms and conditions under UCP 600 and ISBP guidelines to mitigate commercial and operational risks.
- 依据 UCP 600 和 ISBP 规范,严格审核及协商进出口信用证(LC)各项条款,以规避商业与操作风险。
- Ensure strict compliance of trade and shipping documents (Bill of Lading, Commercial Invoice, Inspection report, Packing List, Insurance, CO) with LC terms to prevent discrepancies and bank rejections.
- 确保航运及贸易单据(海运提单、商业发票、商检单,装箱单、保险单、原产地证等)与 LC 条款完全一致,防止出现不符点和银行拒付。
- Oversee trade financing execution, including LC issuance, Trust Receipts (TR), Bills for Collection (DA/DP), and negotiation with financial institutions.
- 统筹贸易融资执行,包括信用证申请开立、信托收据、托收以及与金融机构接洽议付。
- Monitor foreign exchange (FX) risk exposure and hedging execution associated with trade transactions.
- 监控与贸易交易相关的外汇(FX)风险敞口及套期保值执行情况。
- Tax, Statutory Compliance & Ad-hoc Support
- Prepare and submit quarterly Goods and Services Tax (GST) returns.
- 编制并申报季度消费税(GST)。
- Coordinate with external auditors, tax agents, corporate secretaries, and banking relationship managers (RMs).
- 与外部审计师、税务代理、公司秘书及银行客户经理保持日常对接。
- Support management on ad-hoc accounting, financial reporting, and operational tasks as required.
- 根据管理层要求,支持临时的(Ad-hoc)财务、会计及运营相关工作任务。
Job Requirements
- Qualifications & Experience
- Bachelor's Degree in Accountancy/Finance or professional qualification (ACCA, CA Singapore, or equivalent).
- 会计或金融专业本科学历,或具备专业资格认证(ACCA、新加坡注册会计师 CA 或同等学历)。
- Minimum 3-5 years of hands-on experience in full set of accounts within international trading, import/export, or commodities industries.
- 至少 3-5 年国际贸易、进出口或大宗商品行业全套账目实操经验。
- Specialized LC Knowledge & Communication
- Deep understanding and practical knowledge of Incoterms 2020, UCP 600, and ISBP trade rules.
- 深入理解并熟练掌握国际贸易术语 Incoterms 2020、UCP 600 和 ISBP 规则。
- Proven track record of vetting LC clauses, identifying risks, and preparing discrepancy-free LC documentation.
- 具备丰富的 LC 条款审核经验,能精准识别条款风险,并能独立准备无不符点的 LC 单据。
- Fluent in spoken and written Mandarin to communicate with Chinese-speaking clients, suppliers, and internal stakeholders.
- 具备流利的中文听说读写能力,以便与讲中文的客户、供应商及内部团队顺畅沟通。
- Software & Attributes
- Proficient in full suite of Microsoft Office applications, with advanced expertise in MS Excel (VLOOKUP, Pivot Table, financial modelling)
- 熟练掌握 Microsoft Office 系列办公软件,精通 MS Excel(如 VLOOKUP、数据透视表及财务建模);
- Knowledge of accounting software such as QuickBooks or Xero will be an added advantage.
- 如熟悉QuickBooks 或Xero等财务软件者优先/加分。
- Detail-oriented, highly analytical, and able to work flexibly in a fast-paced trading environment.
- 注重细节、具备较强的分析能力,能够灵活适应快节奏的贸易工作环境。
