Monitor and analyze the performance of existing business portfolios, including delinquency trends, early warning indicators, and credit quality metrics
Identify emerging risks within the portfolio and provide actionable insights to mitigate potential losses
Support the assessment and optimization of portfolio-level credit strategies, ensuring alignment with regional credit risk policies
Assist in developing recommendations for local credit risk policy updates based on regional guidance and portfolio observations
Prepare portfolio reports, risk dashboards, and management summaries to support senior leadership decision-making
Collaborate with Operations and Product teams to ensure consistent application of credit policies and effective risk controls
Participate in periodic portfolio reviews, stress testing, and credit risk assessment exercises
Provide analytical support for regulatory reporting, audits, and internal governance requirements
Requirements
Currently pursuing/possesses a Bachelor's Degree or above in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, and other related fields at a reputable university with strong academic credentials/results, expected to graduate by July 2026 and join us by August 2026
Proficiency in SQL and Python, with the ability to translate data into actionable insights
Prior internship/full-time/part-time working experience in operations analytics, data analytics, data-driven roles, or related field is a plus
Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes
Excellent analytical thinking and solid experience in data management
Strong attention to details and ability to notice discrepancies in data
Ability to clearly communicate complex results to technical experts, business partners, and executives
