Position Overview

The Senior Credit Specialist will lead the endtoend credit risk function for the firm's investment platform, with a particular focus on OTC derivatives, structured products, and marginable securities. This role is responsible for establishing robust credit frameworks, governing margin and collateral practices, driving credit risk analytics, and enabling scalable growth across the platform's securities and derivatives ecosystem.

The ideal candidate is a strategic thinker with deep technical expertise in counterparty credit risk, product structuring, risk modelling, and regulatory requirements across global markets.

Key Responsibilities

1. Leadership & Strategy

Define and execute the overall credit risk strategy for OTC products, derivatives, and margin financing activities.
Build and lead a highperforming Credit Specialist team, including analysts, modellers, and credit approval officers, as the business grows.
Partner with business leadership to support product expansion while maintaining strong risk standards.

2. Credit Risk Framework & Governance

Design and maintain comprehensive credit risk policies, including:
Counterparty credit assessment methodologies
Margin and collateral frameworks
Stress testing and scenario analysis
Productspecific credit guidelines for derivatives and structured notes
Oversee credit limit setting, monitoring, approval workflows, and escalation protocols.

3. OTC & Derivatives Credit Oversight

Lead credit evaluation and approval for complex OTC products, including:
Options & Forwards (vanilla & exotic)
Structured derivatives
Marginable securities
Evaluate counterparty exposures across models.
Develop and refine collateral optimization and crossmargining approaches.

4. Margin, Collateral & Liquidity Management

Oversee the governance of margin methodologies.
Ensure robust margin call, liquidation, and clientlevel risk monitoring processes.
Drive the modernization of collateral management systems, margin engines, and exposure analytics.

5. Risk Technology & Data

Collaborate with Product, Technology, and Data teams to build:
Realtime exposure dashboards
Stresstesting engines
Margin calculators
Counterparty risk scoring models
Champion automation and machinelearningdriven credit insights.

6. Regulatory & Compliance Alignment

Ensure alignment with global regulatory frameworks, where applicable
Ensure reporting obligation of exposures in a timely manner
Interface with regulators, auditors, and internal compliance teams.

Qualifications & Experience

Required

10–15+ years of experience in credit risk, derivatives, structured products, or risk management in a bank, brokerdealer, or investment platform.
Deep expertise in OTC derivatives valuation, collateral rules, and counterparty exposure modelling.
Strong leadership experience with crossfunctional teams.
Proficiency in credit risk modelling, stress testing, and capital frameworks.

Preferred

Experience integrating credit risk capabilities into a digital or investment platform environment.
Knowledge of margin engines, risk technology stack, and automation tools.
Advanced degree (MBA, MS Finance, or quantitative field) or professional certifications (CFA, FRM, PRM).

Key Competencies

Strategic thinking with a robust risk mindset
Strong quantitative and analytical skills
Ability to balance commercial objectives with risk control
Excellent stakeholder management across Front Office, Risk, Product, and Technology
High level of integrity and decision-making soundness